HEN Urges President Biden and CBC to Take Action Against Big Insurance
July 6, 2021
President Joe Biden
The White House
1600 Pennsylvania Avenue, NW
Washington, DC 20500
Congressional Black Caucus
The Honorable Congresswoman Joyce Beatty, Chair
2303 Rayburn House Office Building
Washington, DC 20515
Dear President Biden and Congresswoman Beatty,
​
Thank you, Mr. President, Congresswoman Beatty, the Biden administration and all Members of the Congressional Black
Caucus for your leadership on issues of importance to Black Americans, specifically regarding access to quality health
care. Driven by our dedication to secure quality health care for Black Americans, the Healthcare Equality Network (HEN)
is committed to tackling health disparities head-on. That is why we are writing to you about the latest action that will
produce devastating consequences for the communities that we serve.
​
Recently, UnitedHealthcare announced a blatantly unjust new emergency department policy, and we are encouraging
Congress to take action against it.
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As the largest insurance company in the United States, UnitedHealthcare serves millions of Americans, but earlier this
month, the company announced it would no longer cover patients’ non-emergency visits to emergency departments
and retroactively bill them for services rendered. UnitedHealthcare’s actions will create an environment whereby
patients act as their own doctors’ and diagnose their injuries. Under this policy, if a patient guesses wrong, they will
either suffer from severe health complications, which could lead to fatal outcomes, or will be hit with exorbitant medical
bills that are passed down from this insurer.
​
This policy will not only break the bank for many patients, but it will create obstacles and ultimately scare patients
from seeking treatment in emergency situations, which could be fatal.
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If UnitedHealthcare’s new policy is enacted, more Americans will be harmed and there will be potentially deadly
outcomes from incidents that could have otherwise been treated. To make matters even worse, this policy is coming off
of a year of patients already having newfound uncertainties and fears when seeking care. As Dr. Benjamin Chavis Jr.,
HEN member, aptly said in a recent op-ed, “With a year of one public health crisis after another, UnitedHealthcare is
creating an extra barrier to entry for patients accessing care.” For example, we saw that many more Americans,
especially in low-income areas, had heart attacks outside of hospitals because they were afraid they would catch the
virus if they sought help.
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This policy will also disproportionally affect our most defenseless populations. The Centers for Disease Control and
Prevention found that the avoidance of urgent or emergency care was most prevalent among marginalized
communities, including Black and Hispanic Americans. This policy will only exacerbate an issue that we are already
desperately trying to fight.
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Last week, we applauded President Biden’s thoughtful announcement focused on an interim final rule that would put a
stop to policies like these; unfortunately, we all know insurance companies too often find loopholes in legislation that
creates a system that is not always in the best interest of patients. We want to work with the Biden administration and
Congress to make certain any gaps or ambiguities in proposed legislation are met with strong, unwavering language that
will obstruct insurance companies from implementing policies like this one.
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We cannot let UnitedHealthcare or any others in the industry get away with such policies at the expense of America’s
most vulnerable patients. Big Insurance has too often created a system that is not reflective of President Biden’s
comments and the CBC’s vision to ensure that every American has a right to the peace of mind that comes with knowing
they have access to affordable, quality health care. We look forward to working with the Biden administration and
Congress, especially the CBC, to ensure accountability and to continue advocating for those that they serve.
Thank you for your thoughtful consideration.
​
Sincerely,
The Healthcare Equality Network
Black Women’s Health Imperative
The Frederick Douglass Foundation
Southern Christian Leadership Conference
Dr. Benjamin F. Chavis, Jr.
Dr. Julianne Malveaux
CC: Congressional Black Caucus
Rep. Steven Horsford
Rep. Brenda Lawrence
Rep. Hank Johnson
Rep. Sheila Jackson-Lee
Rep. Frederica S. Wilson
Rep. Joe Neguse
Del. Eleanor Holmes Norton
Rep. Maxine Waters
Rep. Sanford D. Bishop
Rep. James E. Clyburn
Rep. Eddie Bernice Johnson
Rep. Robby L. Rush
Rep. Bobby Scott
Rep. Bernie Thompson
Rep. Danny K. Davis
Rep. Gregory W. Meeks
Rep. Barbara Lee
Rep. David Scott
Rep. G. K. Butterfield
Rep. Emanuel Cleaver, II
Rep. Al Green
Rep. Gwen Moore
Rep. Yvette D. Clarke
Rep. André Carson
Rep. Karen Bass
Rep. Terri Sewell
Rep. Donald M. Payne
Rep. Hakeem Jeffries
Rep. Marc Veasey
Rep. Robin Kelly
Sen. Cory Booker
Rep. Alma Adams
Del. Stacey Plaskett
Rep. Bonnie Watson Coleman
Rep. Dwight Evans
Rep. Lisa Blunt Rochester
Rep. Anothony Brown
Rep. Val Butler Demings
Rep. Al Lawson
Rep. A. Donald McEachin
Rep. Colin Allred
Rep. Antonio Delgado
Rep. Jahana Hayes
Rep. Lucy McBath
Rep. Ilhan Omar
Rep. Ayanna Pressley
Rep. Lauren Underwood
Rep. Kweisi Mfume
Rep. Nikema Williams
Rep. Cori Bush
Rep. Jamall Bowman
Rep. Ritchie Torres
Rep. Marilyn Strickland
Sen. Raphael Warnock
Rep. Mondaire Jones
Rep. Troy Carter
Majority Leader Steny Hoyer
Speaker Nancy Pelosi